Rochester Hills, Bloomfield Hills, Birmingham and Troy real estate and homes for sale in Michigan, Oakland County, Home Sale Statistics, REALTORS® The Holland Team REALTORS(r) for Rochester Hills, Bloomfield Hills, Birmingham and Troy, Michigan real estate, luxury homes, new construction - NUMBER1EXPERTS™ The Holland Team NUMBER1EXPERTS(tm) for Rochester Hills, Bloomfield Hills, Birmingham and Troy, Michigan real estate, luxury homes, new construction
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Holland Realty Group, REALTORŪ, real estate agents and broker for Rochester Hills, Bloomfield Hills, Birmingham and Troy home listings, property and land for sale - NUMBER1EXPERT(tm)



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Mortgage Prequalification: Rochester Hills, Bloomfield Hills, Birmingham and Troy home buying, real estate listings, and homes for sale in Oakland County, MI
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Rochester Hills, Bloomfield Hills, Birmingham and Troy real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Time to Move >When Your House Gets Too Big

As the Baby Boomers of the 1950s send their children off to college, they join the part of the market called "empty nesters". At this point they no longer need six bedrooms and three baths, a family room and a gigantic yard. Many "empty nesters" are trading in the family home for something that is smaller, easier to maintain and has the amenities that are important to their more carefree lifestyle. If you are considering such a move, start out by consulting a good Realtor whom you like and trust. The good news is--- when you sell your primary residence, you are not taxed on your profit if (1) you have lived in the home for two out of the last five years and (2) your gain does not exceed $250,000 as a single taxpayer or $500,000 as a married couple filing jointly. These capital gain exclusions apply whether you "buy up" to a more expensive home or "buy down" to a less expensive one. If you are moving downtown from the suburbs in order to be close to cultural centers, theaters and restaurants, there may be "quality of life" issues, such as noise or parking. Your Realtor can help you find a home that has all the conveniences and amenities you desire.

See All Tips In The "Time to Move" Category >
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Real Estate Trivia
Q 
What famous $40+ million home has a 60-foot pool with underwater music and a 20-car garage?

A 
The home of Bill Gates, co-founder of Microsoft, features the latest futuristic computer technology.
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Holland Team Realty

Keller Williams Realty


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The Holland Team, REALTORŪ, real estate agents and broker for Rochester Hills, Bloomfield Hills, Birmingham and Troy home listings, property and land for sale - NUMBER1EXPERT(tm)

Paul & Tone Holland
Keller Williams Realty

Lake Orion, MI. 48360
Office: 248-530-7254
Direct: 248-343-0449
eFax: 248-920-0558
Email: Info@TheHollandRealtyGroup.com

Meeting your real estate needs! Everything you need to know about buying or selling a home can be found here on the Holland Team's Web site! As the preeminent real estate professionals in Oakland County, they are dedicated to providing the finest service available while breaking new ground. The Holland Team covers the following areas: All of Oakland County, including Rochester Hills, Rochester, Oakland Township, Bloomfield Hills, Birmingham, Troy, Clarkston & Lake Orion. Because the real estate industry is becoming more sophisticated and challenging every day, you need a professional that understands the industry and is positioned to stay ahead of the game. Paul, Tone, and their team go the extra mile to help you achieve your goals. That's why they constantly research the market and property values so that your home is priced effectively from day one. They also make sure the public knows your home is for sale by using innovative advertising and advanced marketing techniques to attract the maximum number of potential buyers. NOT ANY REALTOR WILL DO! Whether you're buying or selling, you've come to the right place. Contact them today! Call 248-396-9858 or email Info@TheHollandRealtyGroup.com.

ABR ePro Equal Housing GRI MLS REALTOR


Keller Williams Realty real estate and homes for sale in Rochester Hills, Bloomfield Hills, Birmingham and Troy

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