Rochester Hills, Bloomfield Hills, Birmingham and Troy real estate listings, home buying, selling and relocation information

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Welcome > Recent Home Sales and Statistics ...

Below are links that show which houses in which cities have sold recently. If there are any not listed here that you'd like to know about, just fill out the form below and let us know - we'll send you a list of homes sold via email.

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Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	What three things are necessary in order to purchase a home?
A	Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible.
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The Holland Team, REALTORŽ, real estate agents and broker for Rochester Hills, Bloomfield Hills, Birmingham and Troy home listings, property and land for sale - NUMBER1EXPERT(tm)

Paul & Tone Holland
Keller Williams Realty
Lake Orion, MI. 48360
Office: 248-530-7254
Direct: 248-343-0449
eFax: 248-920-0558
Email: Hollands@HollandRealtyTeam.com
Meeting your real estate needs! Everything you need to know about buying or selling a home can be found here on the Holland Team's Web site! As the preeminent real estate professionals in Oakland County, they are dedicated to providing the finest service available while breaking new ground. The Holland Team covers the following areas: All of Oakland County, including Rochester Hills, Rochester, Oakland Township, Bloomfield Hills, Birmingham, Troy, Clarkston & Lake Orion. Because the real estate industry is becoming more sophisticated and challenging every day, you need a professional that understands the industry and is positioned to stay ahead of the game. Paul, Tone, and their team go the extra mile to help you achieve your goals. That's why they constantly research the market and property values so that your home is priced effectively from day one. They also make sure the public knows your home is for sale by using innovative advertising and advanced marketing techniques to attract the maximum number of potential buyers. NOT ANY REALTOR WILL DO! Whether you're buying or selling, you've come to the right place. Contact them today! Call 248-396-9858 or email Info@TheHollandRealtyGroup.com.

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NUMBER1EXPERTS™ in real estate for Rochester Hills, Bloomfield Hills, Birmingham and Troy, Michigan, Home Sale Statistics

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