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Insurance >Title Insurance for Owners

If you finance your home, the lender will require you to purchase title insurance for the amount of your mortgage. You will be given the option of increasing the coverage to include your equity in the property. The owner's coverage fee is a one-time charge that protects your equity in your new home, including its appreciated value. Most experts agree that the additional coverage is a good idea.

Before your sale is finalized, the title company will inspect the public records and confirm the sellers' ownership of the property. They will look for any liens that may have been filed against the property, and that must be paid off before it can be sold. Even the most careful search, however, cannot guarantee that there was not an error at some point in the transfer of title during the chain of ownership. Title insurance is one of those things you will probably never need, but if you do, you will be very glad you have it!

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Q	What is the largest city square in the world?
A	Located in Beijing, China, Tianamen Square, called the "Gate of Heavenly Peace", covers 98 acres.
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The Holland Team, REALTOR®, real estate agents and broker for Rochester Hills, Bloomfield Hills, Birmingham and Troy home listings, property and land for sale - NUMBER1EXPERT(tm)

Paul & Tone Holland
Keller Williams Realty
Lake Orion, MI. 48360
Office: 248-530-7254
Direct: 248-343-0449
eFax: 248-920-0558
Email: Hollands@HollandRealtyTeam.com
Meeting your real estate needs! Everything you need to know about buying or selling a home can be found here on the Holland Team's Web site! As the preeminent real estate professionals in Oakland County, they are dedicated to providing the finest service available while breaking new ground. The Holland Team covers the following areas: All of Oakland County, including Rochester Hills, Rochester, Oakland Township, Bloomfield Hills, Birmingham, Troy, Clarkston & Lake Orion. Because the real estate industry is becoming more sophisticated and challenging every day, you need a professional that understands the industry and is positioned to stay ahead of the game. Paul, Tone, and their team go the extra mile to help you achieve your goals. That's why they constantly research the market and property values so that your home is priced effectively from day one. They also make sure the public knows your home is for sale by using innovative advertising and advanced marketing techniques to attract the maximum number of potential buyers. NOT ANY REALTOR WILL DO! Whether you're buying or selling, you've come to the right place. Contact them today! Call 248-343-0449 or email Paul@HollandRealtyTeam.com

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